So in a world with Superman and other incredibly powerful superheroes who do general rescue work along with stopping crime, are people more foolish? If you have a reasonable suspicion that if you get in a jam a magical man will show up to save you, do you take bigger chances hoping for a bigger payoff?
And I figure your general visibility must coincide with your willingness to gamble on a super-rescue. If your dangerous failures make it to the general news, that must mean a greater chance for a hero to hear about it and come to your aid. So maybe you only take big chances if it would make big news on success or failure.
This is what got me thinking about all this:
p.s. Of course, as the clip above shows, there may be enough risks already...